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Personal Health Budgets


What is a Personal Health Budget or PHB?

Personal health budgets are one part the NHS long term plan to personalise care for people in communities.

A personal health budget is an amount of money to support the identified health and wellbeing needs of an individual, which are planned and agreed between that person, or their representative, and Liverpool CCG. 

The aim of a personal health budget is to make sure people with long term health conditions and disabilities have greater choice and control around how money is spent on meeting their recognised health and wellbeing needs. They are one way of helping people to be more involved in discussions and decisions about their care.

Personal health budgets are a different way of spending NHS funding to make sure that people get more of the personalised care they require based around what matters to them and their individual strengths and needs. They also help people to be more involved in managing their health and support in a way which suits them best.

A personal health budget is based on an individualised care and support plan which sets out a person’s health and wellbeing needs, the things that they want to achieve, the amount of money available to them and the ways in which it can be spent. For children, this also includes their educational needs. The amount that someone receives in their personal health budget will depend on the assessment of their health and wellbeing needs and the cost of meeting these needs. When the plan and budget have been agreed, the different ways of managing the money in a personal budget plan will be discussed in detail. 

Personal health budgets may be used for a range of things to meet a person’s assessed health and wellbeing outcomes. This can include therapies, personal care and equipment. There are some restrictions in how the budget can be spent and, in addition, a personal health budget will not cover all the NHS care a person may need so things like attending A&E, hospital stays, GP appointments or medication are not included.


Who is Eligible?

People who want to apply for a personal health budget must be registered with a general practice within the Liverpool CCG locality at the time of their application and meet one or more of the criteria shown below:

  • Adults eligible for, or in receipt of, NHS Continuing Healthcare
  • Children eligible for, or in receipt of, Continuing Care.
  • Individuals who access wheelchair services whose posture and mobility needs impact their wider health and social care needs.
  • Individuals eligible for Section 117 aftercare following inpatient admission under Sections 3, 37, 47, 48 or 45A of the Mental Health Act (1983, amended 2007).
  • Individuals who have a long term condition who may benefit from a personal health budget and are not in receipt of NHS funded packages of care.

Given that there is now a legal right to have a personal health budget for individuals eligible for continuing care, continuing healthcare, S. 117 aftercare and/or accessing wheelchair services, Liverpool CCG is currently focusing its capacity and resources towards developments in these areas.


How do I find out more? 

If you feel you or a family member meet the criteria above, speak to the health professional who helps you most often with your care for more information.

Alternatively, you can learn more about personal health budgets at:

The above information is also available in Easy Read format

Liverpool CCG’s Personal Health Budget policy can be found here/below:


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Working with leading national charity Carers UK, we are giving unpaid carers free access to new digital resources. The Digital Resource for Carers is an online platform that hosts a wealth of resources for carers to help them build resilience in their caring role. The resources can help primary care to deliver on the NHS Long Term Plan Commitments to unpaid carers and includes e-learning, guides and comprehensive signposting, access to MyBackUp, a simple contingency planning tool for what might happen in an emergency, and Jointly, Carers UK’s care co-ordination app.

Carers UK have published guidance for health professionals which explains how the offer works and includes an access code to provide unpaid carers as well as ideas and tips for how to refer them for support.


The latest official government guidance on coronavirus can be found at: